| By :
Molly Wider
Have you been thinking it might be time to sell your home, and spring into something new? But your back yard is nothin' but mud, your deck needs repair, and that downstairs bathroom, well . . . and you can't seem to find even an extra cent to spare for those fix-ups? Look again. You may have more money than you think. To sell a home these days, it's got to be in tiptop shape. It's harder for people to get financing and, with the new legislation in Canada that requires homeowners to put down 10% instead of the 5% that used to be required as a down payment on a first time home purchase, people are looking very carefully before they buy. So your home needs to be spruced up-and that can cost a few bucks that you might not think you have right now. Don't despair there is a solution. You may actually find that you have cash in your car. That's right. You can take out a car title loan if you own your vehicle and it's less than eight years old-to add that extra splash to your home that gets it sold. You still get to keep your car and drive it as usual. It's an especially great way to borrow money if your credit cards are maxed out, or if you have a bad credit history, a low credit card rating, or even if you have declared bankruptcy recently, and think no one will ever loan you a dime again. A car title loan may be the perfect choice for you. That's because you put your car up as collateral for the loan. And that makes getting the loan a lot easier for you. About 99% of the time loans are approved, and you may get up to 40% of the wholesale value of your vehicle. Just enough extra cash to make those repairs that sell your home, and get you into something new for spring. It's fast and easy to apply, too. Just go online and fill out the forms. Do it from home, dreaming about what a fresh paint job will do for your place, or how good a new home theatre system would look in the living room. Don't let bad credit, or poor credit, or even bankruptcy keep you from achieving your dreams. Use the value of your vehicle to create cash equity, and get those home repairs moving.
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